Platform Capabilities

Core banking features that match real operations

Magezi Amoloza covers the full lifecycle of members, loans and accounting so your team can focus on growth and risk control instead of spreadsheets.

Member & Client Management

Maintain a complete, up-to-date database of members and clients with all necessary attributes for KYC, history and relationship management.

  • Member/client profiles & history
  • Search and filter in real time
  • Relationship tracking

Solidarity Groups

Create and manage group lending structures that are central to many SACCOs and microfinance models in East Africa.

  • Group creation & membership
  • Group loan products
  • Shared liability tracking

Loan Products & Classes

Define various types and classes of loans with the terms, rates and conditions that match your products.

  • Multiple loan product types
  • Flexible terms & scheduling
  • Product-level configuration

Loan Application to Disbursement

Manage the full loan workflow: application, scheduling, approvals and disbursement with clear audit trails.

  • Application capture
  • Approval workflows
  • Disbursement control

Collateral Securities

Register, track and manage collateral against loans so risk is visible and controlled.

  • Collateral registration
  • Link to specific loans
  • Security tracking

Loan Aging Analysis

See portfolio quality clearly with aging analysis that helps you act on risk before it grows.

  • Aging buckets & reports
  • Portfolio quality indicators
  • Actionable risk views

Full Accounting

Standard accounting reports and statements are embedded so you do not need a separate finance system for core operations.

  • Standard accounting reports
  • Financial statements
  • Audit-ready records

SMS Integration

Automatic short message alerts to members for dues, approvals, disbursements and important updates.

  • Automated due reminders
  • Status notifications
  • Member engagement

Reporting & Export

Generate standard and custom/user-defined reports. Export to Excel and PDF for management, boards and regulators.

  • Standard accounting reports
  • Custom / user-defined reports
  • Excel export
  • PDF export

See these features in action

Request a free demo tailored to your institution type and experience Magezi Amoloza with your own workflows in mind.

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